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Auto accidents are so common that the typical American driver will file a claim every 18 years. That may not seem like a lot, but that factors in millions of the safest drivers who have driven for years without having an accident. Unfortunately, even if a driver follows all road safety rules to a “T” that does not always protect them from the unsafe habits of the majority of drivers on the road.

Yes, the majority of drives on the road do not come close to following traffic laws 100% of the time. If you were to take 100 random drives, you would be lucky to find more than a handful who never break a driving law. Think about it. How many of us never exceed the speed limit, always come to a complete stop at a stop sign, never run a red light at the last second, never use our cell phones while driving, and never get behind the wheel after “only a couple drinks”?

Of course, each of the above is an example of breaking the law; so when you factor in unsafe driving habits like failing to check over their shoulders before passing or cutting off other vehicles while merging onto an expressway, it’s no wonder that nearly one auto accident occurs every two seconds in the United States.

Fortunately, most auto accidents are minor and do not cause serious injuries, but even minor accidents can be costly to insurance companies. This is why drivers with accidents and tickets on their driving records have the most difficult time finding cheap insurance rates.

The good news it is easy for almost anyone to get a cheap car insurance online quote. Of course, the cheapest auto insurance quotes are only available to drivers with the best driving records, but even bad drivers will find the best auto insurance rates online. The bottom line is, regardless of your driving record, the internet is the best place to find cheap insurance rates. See more.

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